Last Updated: October 22, 2026

Welcome to Transacta. By accessing or using our website, API, and mobile applications (collectively, the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

1. Acceptance of Terms

By registering for an account, you confirm that you are at least 18 years of age, have the legal capacity to enter into a binding contract, and agree to comply with all applicable laws and regulations in the Philippines.

2. Account Responsibilities

You are responsible for maintaining the confidentiality of your API Keys, API Secrets, and Account Passwords. You agree to provide accurate and complete information (including GCash details and QR codes) in your account settings. You are solely responsible for all activities that occur under your account.

3. Acceptable Use

You agree not to use the Service for any unlawful purpose. Prohibited activities include:

• Attempting to hack, reverse engineer, or bypass the API rate limits and security measures.
• Uploading fake or manipulated GCash receipts to the OCR system.
• Using the Service to launder money or conduct fraudulent activities.

4. Fees and Payments

Transacta operates on a prepaid wallet system. You agree to pay the indicated fees per successful API capture. Wallet balances are non-refundable unless required by law. We reserve the right to change our pricing with prior notice.

5. Limitation of Liability

Transacta is not liable for any financial losses, missed transactions, or damages resulting from system downtime, OCR inaccuracies, or user error. You are advised to manually verify large transactions.

Last Updated: October 22, 2026

At Transacta, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.

1. Information We Collect

We may collect the following types of information:

• Account Information: Username, email address, and password.
• Business Information: Business name, address, and phone number.
• Payment Information: Your GCash number, GCash Account Name, and Receive Money QR Code.
• Transaction Data: Images of receipts uploaded to our OCR system, extracted text, and transaction details.

2. How We Use Your Information

We use the collected information to provide, operate, and maintain the Service, process OCR scans, generate your unique encrypted App Code, and calculate wallet deductions.

3. How We Share Your Information

We do not sell your personal information. We only share data with your customers (GCash Name and Receive Money QR Code) and third-party OCR APIs (like OCR.space) to process receipt images.

4. Data Security

We implement industry-standard security measures, including AES-256 encryption for App Codes and hashed passwords (BCrypt). However, no method of transmission over the Internet is 100% secure.